Investment FrameworkEvidence Quality

Evidence Grades for Investment Memos

An investment memo should show not only what it concludes, but how much weight each claim can bear, which facts are independent, and what new evidence would change the view.

Research disclosure: This article is general research and educational commentary. It is not investment advice, an offer, a solicitation, or a recommendation to buy, sell, or hold any security. Decisions remain with the reader and their licensed advisers. See the research disclosures.
Decision summaryGrade evidence at the claim level. Distinguish established, probable, contested, and unknown findings; preserve source independence; keep alternative explanations alive; and state what observation would upgrade, downgrade, or kill the thesis.

When evidence grades add value

Use them when

  • The thesis depends on private, incomplete, or conflicting information.
  • Several sources may repeat the same original claim.
  • The committee needs to see what is fact, inference, and open risk.

Do not misuse them

  • As a numerical veneer over weak judgment.
  • As a substitute for reading the underlying sources.
  • To average away a contradiction that should remain visible.

A claim-level grading framework

1. Break the thesis into falsifiable claims

A thesis such as "this company has a durable data moat" is too broad to grade. Decompose it: exclusive data is generated through normal use; the data improves the product; the improvement affects customer choice; competitors cannot reproduce the loop economically; and the advantage persists as the market changes. Each link should be capable of being wrong.

2. Assess the source, not only the statement

Consider proximity, independence, directness, recency, incentives, method, and reproducibility. An audited filing may be strong for recognized revenue but weak for future demand. A customer interview is close to behavior but may represent one segment. Three articles repeating the same company announcement are one source, not three. Record the original source wherever possible.

3. Assign a confidence class

Established means multiple reliable, independent lines of evidence support the claim and material contradiction is absent. Probable means the balance of evidence supports it, with a meaningful gap or inferential step. Contested means credible evidence supports more than one interpretation. Unknown means available evidence cannot carry a responsible conclusion. These classes describe the current evidence, not permanent truth.

4. Preserve competing hypotheses

For important observations, write at least one alternative explanation. Rising gross margin might reflect scale, a favorable mix shift, deferred spending, or classification choices. Faster growth might indicate product advantage, unsustainable incentives, or a temporary channel effect. Identify the observation that would discriminate between explanations and search for it deliberately.

5. Connect evidence to priors and decision impact

Start with relevant base rates before company-specific adjustment. Then ask how strongly each piece of evidence should move the view. A credible claim with low decision impact may not deserve more work. A contested, load-bearing assumption deserves a decisive test, a valuation sensitivity, or protective terms. Evidence quality and decision materiality belong in the same register.

6. Pre-register updates and exits

State what would upgrade or downgrade each load-bearing claim and by when it should be observable. Separate monitoring signposts from kill criteria. A signpost changes conviction; a kill criterion changes the action. Recording them before the outcome reduces the temptation to reinterpret every result as consistent with the thesis.

Worked hypothetical example, not a client case

Grading a customer-retention claim

A company claims "enterprise customers rarely leave." Management presents 96% gross revenue retention, two reference customers praise the product, and sales material calls switching expensive. The claim initially looks established.

The evidence register shows that both references were selected by management, the retention calculation excludes customers still in implementation, and one large contract dominates the cohort. Raw invoice data independently supports strong retention among mature customers, but renewal concentration and onboarding exclusions remain. The claim is graded probable, not established. An independent sample of churned customers and a cohort reconstruction are assigned high information value because they can change the downside case.

A practical evidence register

FieldQuestion to recordWhy it matters
ClaimWhat exactly must be true?Prevents broad narratives from hiding weak links
Source and originWho observed what, when, and by what method?Separates independent evidence from repetition
Confidence classEstablished, probable, contested, or unknown?Makes uncertainty visible to the reader
Alternative explanationWhat else could produce this observation?Protects against confirmation bias
Decision impactWhat changes if the claim is wrong?Prioritizes work by materiality
Update ruleWhat evidence upgrades, downgrades, or kills it?Creates a monitorable thesis

Common failure modes

Source-count inflation: repeated reporting is treated as independent corroboration. Authority substitution: a prestigious source is accepted outside its actual knowledge. Numeric theater: subjective scores are averaged to two decimal places. Missing disconfirmation: the memo contains only evidence management could have supplied. Confidence by prose: decisive language makes a weak claim feel strong. Stale evidence: an old operating reality is treated as current. No decision link: open questions accumulate without showing which one can change the action.

Memo evidence checklist

  • The core thesis is decomposed into causal, falsifiable claims.
  • Every material claim links to its originating source and date.
  • Independent corroboration is distinguished from repetition.
  • Management-selected evidence and incentives are disclosed.
  • Competing explanations remain visible until evidence retires them.
  • Confidence and decision impact are recorded separately.
  • Open questions are ranked by the value of resolving them.
  • Signposts, review dates, and kill criteria are pre-registered.

Limitations

Evidence grades require judgment and can create false comfort if the criteria are applied mechanically. Sources can be honest and still wrong; independent sources can share a hidden dependency; and unavailable evidence may remain unavailable. The framework does not remove uncertainty or produce a recommendation. It makes uncertainty auditable, focuses further research, and helps future reviewers distinguish a poor outcome from a poor decision process.

Make the evidence carry its own weight

We can structure the thesis, evidence register, and review rules for a live decision.

Discuss an investment memo